Why Take out Extra-Curricular Insurance? Unlike the school coverage favored by school insurance, there is another form of broader and more encompassing insurance.
Why Take out Extra-Curricular Insurance?
This is out-of-school insurance. But the eternal question that most people ask is whether it is still necessary to take out out-of-school insurance when the children already have school insurance. Precisely in this article, we tell you why to take out-of-school insurance.
What is out-of-school insurance?
If the school insurance is known to cover all the risks of your child during the period and during the school activities, it is not the same for the extracurricular one. This is insurance that takes into account all the risks to which your children may be exposed outside the school setting. In reality, it is an extension of school insurance but remains optional.
Thus, in addition to covering all accidents related to practices and occasional activities organized by the school, this insurance also takes into account acts of aggression and harassment. It also takes into account optional activities and especially activities that are organized after school time.
Out-of-school insurance: why take it?
There are several advantages for which you can subscribe to out-of-school insurance.
Out-of-school insurance for effective and comprehensive coverage.
This insurance offers coverage that is quite similar to school insurance in addition to additional guarantees. It must be said that this type of insurance coverage is interesting in that it ensures the care and safety of all your children outside of school.
Once your child is old enough to go to school, he is supposed to play sports or go to summer camp. Thus, during the practice of these different activities, it is possible that risks of accidents are observed. These are the different risks that out-of-school insurance covers.
It is also important to specify that out-of-school insurance always has individual bodily accident cover. All its provisions clearly show that your children benefit from better protection 24 hours a day, every day of the week.
Extracurricular insurance for personalized coverage
When you opt for this type of insurance, you benefit at the same time from the guarantee of civil liability. The personalized coverage of extra-curricular insurance also involves all the material and immaterial damage that your child could cause to other people while going to school or even on the school playground.
Also, it may happen that it is your child that the harm is done. If he is the victim, for example, of aggression, threats, psychological pressure, injustice, and insult, out-of-school insurance provides better legal support for this child.
To crown all this, it is also important to talk about the psychological support that the insurance offers to the child without forgetting the compensation reserved for the parents. When it happens that the parents spend in the event of illness on their child, the insurance offers the guarantee of a complete reimbursement of the various medical care and hospitalization.
Out-of-school insurance against the risks of social networks.
Sexual harassment is an increasingly recurrent practice on the internet and on social networks. Beyond simple insults and mockery, we are witnessing more and more serious humiliations and violence of all kinds.
Every child is likely to be vulnerable to all of these practices. Better, when he is a victim, he will need a serious psychological follow-up to get up. In order to help you solve its various problems, the out-of-school insurance also offers e-reputation cleaning services and legal assistance.
The insurance can even opt for a trial when the facts are really serious so that justice is done to your child and your family. In addition to being easy to take out or renew, the out-of-school insurance contract offers many additional services to better secure your children outside of school.